Do I need a summary of plan benefits if I have cancer?

If you have cancer, it’s important to understand your health insurance’s Summary of Plan Benefits (SPB) to understand covered and excluded services. Many insurance companies require pre-authorization for cancer services. Here are some things you might want to check your insurance coverage for:

What is the best Medicare plan for cancer patients?

The best Medicare plan for cancer patients is to combine Original Medicare with a Medicare Supplement Plan G policy and a Medicare Part D drug coverage plan. This combination of coverage is typically going to result in the lowest health care costs for you. Getting a Medicare Supplement plan is a good idea, because cancer treatment can be costly.

Which Medigap plan is best for cancer patients?

Cancer patients have the best coverage with a combination of Medigap Plan G to reduce medical costs and Medicare Part D for prescription drugs. If you don't qualify for Medigap and need Medicare Advantage, choose a plan with a low cap on your medical spending from Humana.